Financing and Insurance

At Northwest Dental Specialists, we are committed to providing superior care at a reasonable cost to our patients. If you have an upcoming treatment scheduled, have questions about your insurance coverage, or need clarification about a billing statement, our team is here to assist you. We encourage you to contact us today for support and answers to any of your concerns.

Our Payment Policy

We require payment of the patient’s estimated portion of treatment costs at the time of service. The patient is responsible for any remaining balance after insurance has remitted payment. Once your insurance has made all payments to your account at Northwest Dental Specialists, we will send a statement. We appreciate your prompt remittance of payment. If you have any questions regarding your billing statement, insurance coverage, or treatment costs, we always welcome you to contact our office. For your convenience, we accept payment by cash, check, all major credit cards (Visa, MasterCard, American Express, and Discover), and CareCredit.

Insurance Accepted in Our Office

We currently accept all PPO insurance plans. Our office is directly contracted with the following insurance companies:

• Aetna
• Ameritas
• Blue Cross Blue Shield
• Carrington
• Cigna
• Delta Dental Premier
• First Commonwealth (HMO)
• GEHA
• Guardian
• Humana
• Lincoln Financial
• MetLife
• United Concordia
• UnitedHealthcare
• UNUM

This list is not comprehensive. If you do not see your insurance company listed above, we encourage you to contact our office to find out whether we can accept your insurance policy. Regardless of insurance coverage, patients are fully responsible for all fees charged by Northwest Dental Specialists. If you have any questions about the cost of an upcoming procedure or your insurance coverage with our office, we welcome you to contact us to discuss any concerns prior to your appointment.

Flexible Financing Through CareCredit

To ensure our patients can access the endodontic care they need to maintain optimal oral health, we also offer treatment financing through CareCredit. CareCredit is a third-party financing option that extends six months of interest-free financing to our patients. CareCredit financing is a revolving line of credit that works similarly to a credit card but is available solely for covering medical-related expenses. For more information or to apply for CareCredit financing, please visit the CareCredit website. Upon credit approval, CareCredit furnishes you with a 16-digit account number. Simply bring your new CareCredit account number with you to your appointment for us to process the transaction at the time of your appointment.

Price Transparency

We want you to feel informed about the cost of your care. The fees below show our standard fees for selected endodontic services, including root canal therapy, root canal retreatment, and apicoectomy, before insurance benefits are applied.